Good price
Renault Clio
2017 Dynamique Nav
PetrolManual58,326 mi2017
£200/yr
£144/mo
£5,980
cash
Cobalt Motors·4.5 (153)· Gosforth
Renault Clio representative finance example
A genuine Hire Purchase quote for a 2017 Renault Clio currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £144
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £5,980.00
- Cash deposit
- £0.00
- Total amount of credit
- £5,980.00
- Total amount payable
- £8,675.00
- Representative APR
- 16.9%
- Total charge for credit
- £2,685.00
- Fixed rate of interest pa
- 8.98%
- Option to purchase fee
- £10.00
The legal bit
Cobalt Motors Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 931275).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Renault Clio finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Clio, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Clio outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Renault Clio
Check your eligibility for Renault Clio finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityRenault Clio in stock now — from £5,980
Good price
Renault Clio
2017 Dynamique S Nav Dci
DieselManual67,978 mi2017
Band A · £20/yr
Finance available on request
£5,980
cash
Cobalt Motors·4.5 (153)· Gosforth
Renault Clio
2017 Dynamique Nav
PetrolManual47,039 mi2017
Band D · £170/yr
Finance available on request
£6,350
cash
AB Dealers·4.6 (235)· Feltham
Above market
Renault Clio
2015 Gt Line Tce Auto
PetrolAutomatic60,100 mi2015
Band C · £35/yr
Finance available on request
£7,150
cash
AB Dealers·4.6 (235)· Feltham
Fair price
Renault Clio
2018 Gt Line Dci Auto
DieselAutomatic51,428 mi2018
£200/yr
Finance available on request
£8,496
cash
AB Dealers·4.6 (235)· Feltham
Frequently asked questions
- How much is a Renault Clio on finance per month?
- Finance on a used Renault Clio starts from around £144 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Renault Clio deal with the full APR and totals.
- Can I get a Renault Clio on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Renault Clio listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Renault Clio — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Clio outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Renault Clio finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Renault Clio?
- There's no fixed minimum — many Renault Clio agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Renault Clio per month on finance?
- A used Renault Clio could be available from £66 per month. This is a representative example for a Hire Purchase agreement over 60 months at 13% APR, with no deposit required. Finance is subject to status.
- What deposit and APR do I need for a used Renault Clio?
- A representative example shows a 13% APR with no deposit required on a Hire Purchase agreement. The actual APR you are offered will depend on your personal credit history and affordability assessment.
- What's the difference between HP and PCP finance for a used Renault Clio?
- With Hire Purchase (HP), you own the Renault Clio outright at the end of the agreement once all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a balloon payment or returning the car at the end of the term if you don't want to buy it.
- Can I get finance on a used Renault Clio within the price range shown?
- Yes, finance options are available for used Renault Clio models. With cash prices starting from £2495 and monthly payments from £66, a variety of finance products are typically offered, subject to your individual circumstances and approval.