Motoring Today

Renault Kadjar finance

PCP and Hire Purchase deals on a used Renault Kadjar through our approved UK dealers — from £155/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Renault Kadjar on finance?

Used Renault Kadjar finance starts from around £155 a month across the 4 in stock, with a typical monthly of about £168. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Renault Kadjar deal, including the APR, deposit and total amount payable.

From
£155/mo
Typical
£168/mo
Cash price from
£6,795
In stock
4

There are currently 3 used Renault Kadjar models available on Motoring Today, with cash prices ranging from £6,795 to £8,999. You could drive away a Renault Kadjar from as little as £155 per month, based on a representative example. This representative finance quote is for a Hire Purchase (HP) agreement over 60 months with a 13% APR and no deposit required. Finance is subject to status and each dealer on Motoring Today provides its own representative example. The Renault Kadjar is a popular choice for buyers seeking a practical and comfortable SUV, often praised for its spacious interior and good value. The live stock count on Motoring Today is constantly updated, ensuring you see the latest available vehicles. Each listing on our platform clearly displays a representative FCA-style finance quote from the dealer, alongside its ULEZ status and full MOT history, allowing for straightforward comparison of available models.

Renault Kadjar representative finance example

A genuine Hire Purchase quote for a 2016 Renault Kadjar currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£168
Term
60 months
Contract length
60 months
Cash price
£7,450.00
Cash deposit
£0.00
Total amount of credit
£7,450.00
Total amount payable
£10,090.00
Representative APR
13.4%
Total charge for credit
£2,630.00
Fixed rate of interest pa
7.06%
Option to purchase fee
£10.00

The legal bit

SWS Car Sales Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1006067).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Renault Kadjar finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Kadjar, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Kadjar outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Renault Kadjar

Check your eligibility for Renault Kadjar finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Renault Kadjar in stock now — from £6,795

Renault Kadjar
Fair price

Renault Kadjar

2016 Dynamique S Nav Dci

DieselManual62,336 mi2016
Band B · £20/yr
£155/mo
£6,795
cash

Durnford Motors·4.5 (181)· Southampton

Renault Kadjar
Great price

Renault Kadjar

2016 Dynamique S Nav Dci Auto

DieselAutomatic46,487 mi2016
Band B · £20/yr
£168/mo
£7,450
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Renault Kadjar
Good price

Renault Kadjar

2018 Signature S Nav Tce

PetrolManual33,867 mi2018
£200/yr
Finance available on request
£8,599
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Frequently asked questions

How much is a Renault Kadjar on finance per month?
Finance on a used Renault Kadjar starts from around £155 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Renault Kadjar deal with the full APR and totals.
Can I get a Renault Kadjar on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Renault Kadjar listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Renault Kadjar — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Kadjar outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Renault Kadjar finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Renault Kadjar?
There's no fixed minimum — many Renault Kadjar agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Renault Kadjar per month on finance?
A used Renault Kadjar could be available from £155 per month. This representative finance example assumes a £0 deposit, 13% APR, and a 60-month Hire Purchase agreement. Finance is subject to status.
What deposit and APR do I need for a used Renault Kadjar?
The representative finance example for a Renault Kadjar suggests a 0% deposit and 13% APR. Your personal APR and deposit requirements will depend on your individual credit history and affordability assessment.
What's the difference between HP and PCP finance for a Renault Kadjar?
With Hire Purchase (HP), you own the Renault Kadjar outright once all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment or vehicle return at the end of the term to gain ownership.
Can I get finance on a used Renault Kadjar within the price range shown?
Yes, you can typically get finance on a used Renault Kadjar within the price range of £6795 to £8999. Finance options start from £155 per month for the cheapest available models, subject to status.

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