Motoring Today

Vauxhall Crossland X finance

PCP and Hire Purchase deals on a used Vauxhall Crossland X through our approved UK dealers — from £130/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Vauxhall Crossland X on finance?

Used Vauxhall Crossland X finance starts from around £130 a month across the 5 in stock, with a typical monthly of about £151. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Vauxhall Crossland X deal, including the APR, deposit and total amount payable.

From
£130/mo
Typical
£151/mo
Cash price from
£5,380
In stock
5

There are currently 5 Vauxhall Crossland X models available for finance on Motoring Today, with prices ranging from £5,380 to £6,980. The cheapest representative monthly payment for a Vauxhall Crossland X starts from £130. This representative example is based on a Hire Purchase (HP) agreement with a 13% APR, over 60 months, and with no deposit required. Finance is subject to status, and each car displayed on Motoring Today includes a representative finance example from its selling dealer. This allows you to compare different finance options directly for the specific vehicle you are interested in. The Vauxhall Crossland X is commonly reported for its practical crossover design and comfortable ride, making it a popular choice for families and urban drivers alike. All vehicles on Motoring Today come with a full MOT history and ULEZ status clearly marked.

Vauxhall Crossland X representative finance example

A genuine Hire Purchase quote for a 2018 Vauxhall Crossland X currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£151
Term
60 months
Contract length
60 months
Cash price
£6,480.00
Cash deposit
£0.00
Total amount of credit
£6,480.00
Total amount payable
£9,041.00
Representative APR
14.9%
Total charge for credit
£2,560.00
Fixed rate of interest pa
7.90%
Option to purchase fee
£1.00

The legal bit

Cobalt Motors Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 931275).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Vauxhall Crossland X finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Crossland X, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Crossland X outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Vauxhall Crossland X

Check your eligibility for Vauxhall Crossland X finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Vauxhall Crossland X in stock now — from £5,380

Vauxhall Crossland X
Fair price

Vauxhall Crossland X

2018 Tech Line Nav

PetrolManual40,377 mi2018
£200/yr
£158/mo
£6,795
cash

Durnford Motors·4.5 (181)· Southampton

Frequently asked questions

How much is a Vauxhall Crossland X on finance per month?
Finance on a used Vauxhall Crossland X starts from around £130 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Vauxhall Crossland X deal with the full APR and totals.
Can I get a Vauxhall Crossland X on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Vauxhall Crossland X listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Vauxhall Crossland X — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Crossland X outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Vauxhall Crossland X finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Vauxhall Crossland X?
There's no fixed minimum — many Vauxhall Crossland X agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Vauxhall Crossland X per month on finance?
A used Vauxhall Crossland X can be financed from £130 per month. This representative example assumes a 0% deposit over 60 months with a 13% APR on a Hire Purchase (HP) agreement, and finance is subject to status.
What deposit and APR do I need?
The representative finance example for the Vauxhall Crossland X uses a 0% deposit and a 13% APR. Your personal APR and required deposit will depend on your individual credit history and affordability assessment.
What's the difference between HP and PCP finance for this model?
With Hire Purchase (HP), you typically own the Vauxhall Crossland X outright after making all monthly payments. Personal Contract Purchase (PCP) usually involves lower monthly payments but requires a final balloon payment or return of the car at the end of the term if you wish to own it.
Can I get finance on a used Vauxhall Crossland X with the price range shown?
Yes, finance is available for used Vauxhall Crossland X models within the shown price range of £5,380 to £6,870. You can typically find options starting from £130 per month, subject to status.

More Vauxhall Crossland X resources