Motoring Today

Vauxhall Grandland X finance

PCP and Hire Purchase deals on a used Vauxhall Grandland X through our approved UK dealers — from £137/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Vauxhall Grandland X on finance?

Used Vauxhall Grandland X finance starts from around £137 a month across the 4 in stock, with a typical monthly of about £162. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Vauxhall Grandland X deal, including the APR, deposit and total amount payable.

From
£137/mo
Typical
£162/mo
Cash price from
£5,680
In stock
4

There are currently 7 Vauxhall Grandland X models available on Motoring Today, with cash prices ranging from £5,780 to £9,823. Finance options are available, with monthly payments starting from just £140. This cheapest representative monthly payment is based on a Hire Purchase (HP) agreement with 0% deposit over 60 months, at a representative APR of 13%. This provides an accessible way to purchase a popular family SUV. Every used Vauxhall Grandland X listed on Motoring Today comes with its own representative finance example provided by the selling dealer, allowing you to see precise figures for each vehicle. Please note that all finance offers are subject to status and individual lender approval. These examples are for illustrative purposes to help you compare options. The Vauxhall Grandland X is commonly reported for its spacious interior and comfortable ride, making it a practical choice for families. Our listings detail each car's ULEZ status and full MOT history, giving you complete transparency as you explore the available models and their finance arrangements.

Vauxhall Grandland X representative finance example

A genuine Hire Purchase quote for a 2019 Vauxhall Grandland X currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£162
Term
60 months
Contract length
60 months
Cash price
£6,980.00
Cash deposit
£0.00
Total amount of credit
£6,980.00
Total amount payable
£9,739.00
Representative APR
14.9%
Total charge for credit
£2,758.00
Fixed rate of interest pa
7.90%
Option to purchase fee
£1.00

The legal bit

Cobalt Motors Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 931275).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Vauxhall Grandland X finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Grandland X, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Grandland X outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Vauxhall Grandland X

Check your eligibility for Vauxhall Grandland X finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Vauxhall Grandland X in stock now — from £5,680

Vauxhall Grandland X
Great price

Vauxhall Grandland X

2018 Tech Line Nav Td S/s

DieselManual95,424 mi2018
£200/yr
£137/mo
£5,680
cash

Cobalt Motors·4.5 (149)· Gosforth

Vauxhall Grandland X
Good price

Vauxhall Grandland X

2019 Elite Nav Td S/s

DieselManual95,555 mi2019
£200/yr
£162/mo
£6,980
cash

Cobalt Motors·4.5 (149)· Gosforth

Vauxhall Grandland X
Fair price

Vauxhall Grandland X

2018 Se Td S/s Auto

DieselAutomatic69,912 mi2018
£200/yr
£187/mo
£8,299
cash

AB Dealers·4.6 (196)· Feltham

Vauxhall Grandland X
Fair price

Vauxhall Grandland X

2018 Sport Nav T S/s Auto

PetrolAutomatic50,922 mi2018
£200/yr
Finance available on request
£9,599
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

How much is a Vauxhall Grandland X on finance per month?
Finance on a used Vauxhall Grandland X starts from around £137 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Vauxhall Grandland X deal with the full APR and totals.
Can I get a Vauxhall Grandland X on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Vauxhall Grandland X listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Vauxhall Grandland X — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Grandland X outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Vauxhall Grandland X finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Vauxhall Grandland X?
There's no fixed minimum — many Vauxhall Grandland X agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Grandland X per month on finance?
A used Vauxhall Grandland X can be financed from £162 per month. This is based on a representative finance example with a £0 deposit, 13% APR, and a 60-month Hire Purchase agreement. Finance is subject to status.
What deposit and APR do I need?
The representative finance example for the Vauxhall Grandland X uses a £0 deposit and a 13% representative APR. Your personal APR and deposit requirements will depend on your credit history and affordability assessment.
What is the difference between HP and PCP for a Vauxhall Grandland X?
With Hire Purchase (HP), you typically own the Vauxhall Grandland X outright after making all monthly payments. Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment or return of the car at the end of the term if you wish to own it.
Can I get finance on a used Grandland X with the price range shown?
Yes, finance options are available for used Vauxhall Grandland X models within the price range shown. For example, a Grandland X with a cash price of £5680 can be financed from £162 per month, subject to status.

More Vauxhall Grandland X resources