Motoring Today

Vauxhall Mokka finance

PCP and Hire Purchase deals on a used Vauxhall Mokka through our approved UK dealers — from £132/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Vauxhall Mokka on finance?

Used Vauxhall Mokka finance starts from around £132 a month across the 6 in stock, with a typical monthly of about £165. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Vauxhall Mokka deal, including the APR, deposit and total amount payable.

From
£132/mo
Typical
£165/mo
Cash price from
£4,980
In stock
6

With 5 used Vauxhall Mokka cars currently available on Motoring Today, you could be driving one from as little as £132 per month. These popular compact SUVs are priced between £4,980 and £13,297, offering a range of options to suit different budgets and preferences. Every Mokka listed comes with its own representative finance example, ULEZ status, and full MOT history, allowing you to compare deals transparently. For illustration, a typical finance example for a used Vauxhall Mokka on Motoring Today involves a 13% APR, with no deposit required, over a 60-month Hire Purchase (HP) agreement. This structure aims to provide a representative view of potential financing costs. It is important to remember that all finance agreements are subject to status, and the actual terms offered may vary based on your personal circumstances and the specific lender. Each Vauxhall Mokka listing on our platform clearly displays its own dealer's representative finance example. This ensures you have access to the specific details for the car you are interested in, including the exact monthly payments, deposit, and APR, helping you make an informed decision.

Vauxhall Mokka representative finance example

A genuine Hire Purchase quote for a 2014 Vauxhall Mokka currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£132
Term
60 months
Contract length
60 months
Cash price
£4,995.00
Cash deposit
£0.00
Total amount of credit
£4,995.00
Total amount payable
£7,939.00
Representative APR
21.9%
Total charge for credit
£2,934.00
Fixed rate of interest pa
11.75%
Option to purchase fee
£10.00

The legal bit

Car-Pod Limited is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 652727).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Vauxhall Mokka finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Mokka, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Mokka outright at the end and there are no mileage limits.

How HP works →
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See what you could be offered on a Vauxhall Mokka

Check your eligibility for Vauxhall Mokka finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Vauxhall Mokka in stock now — from £4,980

Vauxhall Mokka X
Good price

Vauxhall Mokka X

2017 Design Nav T S/s

PetrolManual97,102 mi2017
£200/yr
£116/mo
£4,794
cash

Cobalt Motors·4.5 (149)· Gosforth

Vauxhall Mokka
Good price

Vauxhall Mokka

2014 Se S/s

PetrolManual45,751 mi2014
Band G · £275/yr
£132/mo
£4,980
cash

Cobalt Motors·4.5 (149)· Gosforth

Vauxhall Mokka
Fair price

Vauxhall Mokka

2014 Exclusive T S/s

PetrolManual45,923 mi2014
Band E · £200/yr
£132/mo
£4,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual55,027 mi2018
£200/yr
£173/mo
£7,495
cash

Oaktree Motor Company·4.7 (193)· Cwmbran

Vauxhall Mokka X
Above market

Vauxhall Mokka X

2017 Active T S/s

PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash

Protheroes·4.4 (73)· Market Harborough

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2019 Elite Ecotec S/s

PetrolManual49,815 mi2019
£200/yr
£175/mo
£7,998
cash

AB Dealers·4.6 (196)· Feltham

Vauxhall Mokka
Fair price

Vauxhall Mokka

2015 Se T Auto

PetrolAutomatic34,118 mi2015
Band G · £275/yr
£198/mo
£8,209
cash

AB Dealers·4.6 (196)· Feltham

Vauxhall Mokka
Great price

Vauxhall Mokka

2022 Sri Premium T

PetrolManual31,183 mi2022
£200/yr
£241/mo
£11,495
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Vauxhall Mokka
Good price

Vauxhall Mokka

2023 Ultimate Turbo

PetrolManual23,422 mi2023
£200/yr
£279/mo
£13,297
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Frequently asked questions

How much is a Vauxhall Mokka on finance per month?
Finance on a used Vauxhall Mokka starts from around £132 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Vauxhall Mokka deal with the full APR and totals.
Can I get a Vauxhall Mokka on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Vauxhall Mokka listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Vauxhall Mokka — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Mokka outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Vauxhall Mokka finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Vauxhall Mokka?
There's no fixed minimum — many Vauxhall Mokka agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Mokka per month on finance?
Based on current stock, we cannot provide a representative finance example for the Vauxhall Mokka at this time. Finance is subject to status.
What deposit and APR do I need?
As we cannot provide a representative finance example for the Vauxhall Mokka, we are unable to give specific deposit and APR figures. The personal rate you receive will depend on your credit history and affordability.
What is the difference between HP and PCP for a Vauxhall Mokka?
Hire Purchase (HP) means you own the car at the end of the agreement after all payments are made. Personal Contract Purchase (PCP) involves lower monthly payments and gives you options at the end: return the car, pay a final balloon payment to own it, or use any equity as a deposit for a new car.
Can I get finance on a used Mokka with the price range shown?
Yes, finance is generally available for Vauxhall Mokka models within the price range of £4,980 to £13,297, subject to status. However, we cannot provide a representative monthly finance example at present.

More Vauxhall Mokka resources