Great price
Volkswagen Golf
2013 Se Bluemotion Technology Tdi
DieselManual90,887 mi2013
Band C · £35/yr
£119/mo
£4,495
cash
Car-pod Ltd·4.9 (169)· North Baddesley
Volkswagen Golf representative finance example
A genuine Hire Purchase quote for a 2020 Volkswagen Golf currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £290
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £12,990.00
- Cash deposit
- £0.00
- Total amount of credit
- £12,990.00
- Total amount payable
- £17,417.00
- Representative APR
- 12.9%
- Total charge for credit
- £4,417.00
- Fixed rate of interest pa
- 6.80%
- Option to purchase fee
- £10.00
The legal bit
Protheroe Motor Group Limited (THE) is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 723789).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Volkswagen Golf finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Golf, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Golf outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Volkswagen Golf
Check your eligibility for Volkswagen Golf finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityVolkswagen Golf in stock now — from £4,495
Fair price
Volkswagen Golf
2014 Match Tsi Bluemotion Technology
PetrolManual73,966 mi2014
Band C · £35/yr
£198/mo
£7,494
cash
Durnford Motors·4.5 (179)· Southampton
Above market
Volkswagen Golf
2014 Match Tdi Bluemotion Technology Semi-auto
DieselAutomatic75,000 mi2014
Band B · £20/yr
£211/mo
£7,990
cash
Protheroes·4.4 (73)· Market Harborough
Fair price
Volkswagen Golf
2018 Se Navigation Tsi Bluemotion Technology
PetrolManual100,413 mi2018
£200/yr
£185/mo
£8,295
cash
RMB & Son Motors·4.5 (19)· Ross-On-Wye
Fair price
Volkswagen Golf
2018 Se Nav Tdi Bluemotion Technology
DieselManual85,245 mi2018
ULEZ ✓£200/yrHome delivery
£201/mo
£8,999
cash
Anycolour Car·4.9 (147)· Barnsley
Fair price
Volkswagen Golf
2018 S Tsi Bluemotion Technology
PetrolManual62,738 mi2018
£200/yr
£222/mo
£9,846
cash
AB Dealers·4.6 (196)· Feltham
Fair price
Volkswagen Golf
2019 Match Tdi
DieselManual81,000 mi2019
£200/yr
£210/mo
£9,995
cash
East Knighton Car Sales·4.6 (58)· Dorchester
Great price
Volkswagen Golf
2015 Gtd
DieselManual63,909 mi2015
Band B · £20/yr
£291/mo
£10,980
cash
Cobalt Motors·4.5 (136)· West Allotment
Good price
Volkswagen Golf
2018 R-line Tsi Evo
PetrolManual70,011 mi2018
£200/yr
£267/mo
£11,480
cash
Cobalt Motors·4.5 (136)· West Allotment
Good price
Volkswagen Golf
2017 Gtd
DieselManual73,315 mi2017
Band B · £20/yr
£267/mo
£11,480
cash
Cobalt Motors·4.5 (136)· West Allotment
Above market
Volkswagen Golf
2013 Gt Tsi Act Bluemotion Technology Dsg
PetrolAutomatic45,000 mi2013
Band C · £35/yr
£312/mo
£11,795
cash
Protheroes·4.4 (73)· Market Harborough
Fair price
Volkswagen Golf
2021 Life Tsi
PetrolManual66,594 mi2021
£200/yr
£268/mo
£11,990
cash
Ezy Access·4.5 (207)· Ruislip
Above market
Volkswagen Golf
2020 Match Edition Tsi Evo
PetrolManual57,000 mi2020
£200/yr
£290/mo
£12,990
cash
Protheroes·4.4 (73)· Market Harborough
Above market
Volkswagen Golf
2017 Gte Semi-auto
Petrol Electric HybridAutomatic53,165 mi2017
£200/yr
£300/mo
£13,298
cash
AB Dealers·4.6 (196)· Feltham
Good price
Volkswagen Golf
2019 Gt Tsi Evo Semi-auto
PetrolSemi Auto23,445 mi2019
ULEZ ✓£200/yr
£338/mo
£15,595
cash
JTW Motors·5.0 (68)· Stone
Good price
Volkswagen Golf
2019 Gt Tsi Evo Semi-auto
PetrolSemi Auto23,445 mi2019
ULEZ ✓£200/yr
£342/mo
£15,795
cash
JTW Motors·5.0 (68)· Stone
Fair price
Volkswagen Golf
2021 R-line Tdi Semi-auto
DieselAutomatic79,103 mi2021
£200/yr
£350/mo
£15,999
cash
AB Dealers·4.6 (196)· Feltham
Fair price
Volkswagen Golf
2018 R Tsi Dsg
PetrolAutomatic63,376 mi2018
£200/yr
£428/mo
£18,390
cash
Ezy Access·4.5 (207)· Ruislip
Good price
Volkswagen Golf
2019 Gti Tcr Semi-auto
PetrolAutomatic73,500 mi2019
£200/yrHome delivery
£439/mo
£20,499
cash
Anycolour Car·4.9 (147)· Barnsley
Fair price
Volkswagen Golf
2018 R Tsi Semi-auto
PetrolAutomatic50,781 mi2018
£200/yr
£495/mo
£21,499
cash
CG Motorland·4.5 (202)· Leicester
Frequently asked questions
- How much is a Volkswagen Golf on finance per month?
- Finance on a used Volkswagen Golf starts from around £119 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Volkswagen Golf deal with the full APR and totals.
- Can I get a Volkswagen Golf on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Volkswagen Golf listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Volkswagen Golf — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Golf outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Volkswagen Golf finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Volkswagen Golf?
- There's no fixed minimum — many Volkswagen Golf agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Volkswagen Golf per month on finance?
- A used Volkswagen Golf can be financed from £185 per month. This representative example is based on a Hire Purchase (HP) agreement with a 13% APR, £0 deposit, and a 60-month term. Finance is subject to status.
- What deposit and APR do I need for a used Volkswagen Golf?
- Our representative finance example for a used Volkswagen Golf uses a £0 deposit and a 13% APR. Your personal APR and deposit requirements will depend on your individual credit history and affordability assessment.
- Can I get finance on a used Volkswagen Golf with the price range shown?
- Yes, finance options are available for used Volkswagen Golf models within the price range of £7990 to £21699. Our cheapest monthly finance option is £185 for models starting from £7990.