Fair price
Volkswagen T-Roc
2018 Se Tsi
PetrolManual73,141 mi2018
£200/yr
£244/mo
£10,495
cash
Durnford Motors·4.5 (181)· Southampton
Volkswagen T-Roc representative finance example
A genuine Hire Purchase quote for a 2019 Volkswagen T-Roc currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £262
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £11,595.00
- Cash deposit
- £0.00
- Total amount of credit
- £11,595.00
- Total amount payable
- £15,705.00
- Representative APR
- 13.4%
- Total charge for credit
- £4,100.00
- Fixed rate of interest pa
- 7.07%
- Option to purchase fee
- £10.00
The legal bit
unique cars southampton ltd. is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 667186).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Volkswagen T-Roc finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the T-Roc, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the T-Roc outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Volkswagen T-Roc
Check your eligibility for Volkswagen T-Roc finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityVolkswagen T-Roc in stock now — from £10,495
Fair price
Volkswagen T-Roc
2019 S Tsi
PetrolManual47,955 mi2019
£200/yr
£262/mo
£11,595
cash
Durnford Motors·4.5 (181)· Southampton
Fair price
Volkswagen T-Roc
2020 R-line Tdi Semi-auto
DieselAutomatic30,651 mi2020
£200/yr
£409/mo
£18,495
cash
JTW Motors·5.0 (68)· Stone
Frequently asked questions
- How much is a Volkswagen T-Roc on finance per month?
- Finance on a used Volkswagen T-Roc starts from around £244 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Volkswagen T-Roc deal with the full APR and totals.
- Can I get a Volkswagen T-Roc on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Volkswagen T-Roc listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Volkswagen T-Roc — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the T-Roc outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Volkswagen T-Roc finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Volkswagen T-Roc?
- There's no fixed minimum — many Volkswagen T-Roc agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Volkswagen T-Roc per month on finance?
- A used Volkswagen T-Roc can be financed from £244 per month. This representative example assumes a 0 deposit over 60 months with a 13% APR on a Hire Purchase (HP) agreement. Finance is subject to status.
- What deposit and APR do I need for a used Volkswagen T-Roc?
- Our representative finance example shows a 0 deposit and 13% APR. However, the specific deposit required and the APR offered for your finance agreement will depend on your individual credit history and affordability assessment.
- What is the difference between HP and PCP finance for a used Volkswagen T-Roc?
- Hire Purchase (HP) involves paying fixed monthly instalments to eventually own the car outright once all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments by deferring a large portion of the car's value to an optional final balloon payment, after which you can buy, return, or part-exchange the car.
- Can I get finance on a used Volkswagen T-Roc with the price range shown?
- Yes, finance options are available for the used Volkswagen T-Roc models listed, which currently range in price from £10,495 to £18,875. Our cheapest monthly finance example starts from £244.