Motoring Today

Audi Q3 finance

PCP and Hire Purchase deals on a used Audi Q3 through our approved UK dealers — from £273/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Audi Q3 on finance?

Used Audi Q3 finance starts from around £273 a month across the 6 in stock, with a typical monthly of about £299. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Audi Q3 deal, including the APR, deposit and total amount payable.

From
£273/mo
Typical
£299/mo
Cash price from
£11,990
In stock
6

There are currently 4 Audi Q3 models available for finance on Motoring Today. Prices for a used Audi Q3 range from £10,900 to £12,310. Each car on our platform comes with a clear, representative finance example provided by its dealer, ensuring transparency and compliance with FCA regulations. Since representative finance details for this specific model are not provided here, we recommend browsing the individual listings. You'll find that each Audi Q3 advertised includes its own detailed finance illustration, typically covering options like Hire Purchase (HP) or Personal Contract Purchase (PCP). These examples clearly outline the typical deposit, term in months, and Annual Percentage Rate (APR) specific to that vehicle and dealer. Financing a car is always subject to status, meaning lenders will assess your individual creditworthiness. We encourage you to explore the available Audi Q3 models and their specific finance quotes to find an option that suits your budget.

Audi Q3 representative finance example

A genuine Hire Purchase quote for a 2015 Audi Q3 currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£300
Term
60 months
Contract length
60 months
Cash price
£12,310.00
Cash deposit
£0.00
Total amount of credit
£12,310.00
Total amount payable
£18,026.00
Representative APR
17.4%
Total charge for credit
£5,706.00
Fixed rate of interest pa
9.27%
Option to purchase fee
£10.00

The legal bit

Auto Plus Motors Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 783390).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Audi Q3 finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Q3, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Q3 outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Audi Q3

Check your eligibility for Audi Q3 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Audi Q3 in stock now — from £11,990

Audi Q3
Above market

Audi Q3

2016 S Line Tdi Quattro

DieselManual53,000 mi2016
Band F · £225/yr
£273/mo
£11,990
cash

Protheroes·4.4 (73)· Market Harborough

Audi Q3
Above market

Audi Q3

2015 S Line Tdi Quattro Semi-auto

DieselAutomatic62,000 mi2015
Band E · £200/yr
£317/mo
£11,990
cash

Protheroes·4.4 (73)· Market Harborough

Audi Q3
Fair price

Audi Q3

2015 S Line Tfsi Semi-auto

PetrolAutomatic49,900 mi2015
Band E · £200/yr
£300/mo
£12,310
cash

CG Motorland·4.5 (202)· Leicester

Audi Q3
Above market

Audi Q3

2017 S Line Edition Tfsi Semi-auto

PetrolAutomatic53,908 mi2017
£200/yr
£298/mo
£13,192
cash

AB Dealers·4.6 (196)· Feltham

Audi Q3
Above market

Audi Q3

2018 S Line 35 Tfsi Semi-auto

PetrolAutomatic47,356 mi2018
£200/yr
£390/mo
£17,301
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

How much is a Audi Q3 on finance per month?
Finance on a used Audi Q3 starts from around £273 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Audi Q3 deal with the full APR and totals.
Can I get a Audi Q3 on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Audi Q3 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Audi Q3 — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Q3 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Audi Q3 finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Audi Q3?
There's no fixed minimum — many Audi Q3 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Audi Q3 per month on finance?
Based on our current stock, a used Audi Q3 could be available from £246 per month. This representative example assumes a £0 deposit over 60 months with a 13% APR, using a Hire Purchase product. Finance is subject to status.
What deposit and APR do I need for a used Audi Q3?
Our representative finance example shows a 0% deposit and a 13% APR. However, the specific deposit and Annual Percentage Rate (APR) you are offered will depend on your individual credit history and affordability assessment.
Can I get finance on a used Audi Q3 with the price range shown?
Yes, finance options are available for used Audi Q3 models within the price range shown. Our cheapest model starts at £10,900, which can be financed from £246 per month based on a representative example.

More Audi Q3 resources