Fair price
Ford Ranger
2018 Wildtrak 4x4 Double Cab Tdci Auto
DieselAutomatic109,000 mi2018
£200/yrHome delivery
£286/mo
£12,799
cash
Anycolour Car·4.9 (148)· Barnsley
Ford Ranger representative finance example
A genuine Hire Purchase quote for a 2020 Ford Ranger currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £341
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £15,695.00
- Cash deposit
- £0.00
- Total amount of credit
- £15,750.00
- Total amount payable
- £20,476.00
- Representative APR
- 11.4%
- Total charge for credit
- £4,716.00
- Fixed rate of interest pa
- 5.99%
- Option to purchase fee
- £10.00
The legal bit
JTW Motors LTD is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 989396).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Ford Ranger finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Ranger, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Ranger outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Ford Ranger
Check your eligibility for Ford Ranger finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityFord Ranger in stock now — from £12,799
Great price
Ford Ranger
2020 Wildtrak Ecoblue 4x4 Auto
DieselAutomatic64,635 mi2020
£200/yr
£341/mo
£15,695
cash
JTW Motors·5.0 (68)· Stone
Fair price
Ford Ranger
2019 Wildtrak Ecoblue
DieselAutomatic68,500 mi2019
£200/yr
£424/mo
£18,995
cash
NG9 Motors·4.5 (88)· Nottingham
Frequently asked questions
- How much is a Ford Ranger on finance per month?
- Finance on a used Ford Ranger starts from around £286 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Ranger deal with the full APR and totals.
- Can I get a Ford Ranger on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Ford Ranger listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Ford Ranger — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Ranger outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Ford Ranger finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Ford Ranger?
- There's no fixed minimum — many Ford Ranger agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Ford Ranger per month on finance?
- A used Ford Ranger can be financed from £286 per month. This representative example is based on a 60-month Hire Purchase agreement with a 13% APR and no deposit. Finance is subject to status.
- What deposit and APR do I need for a used Ford Ranger?
- The representative example for a Ford Ranger uses a 0% deposit and a 13% APR. Your personal APR and deposit requirements will depend on your individual credit history and affordability assessment.
- Should I choose HP or PCP for a used Ford Ranger?
- Hire Purchase (HP) means you own the Ford Ranger outright after all payments are made, while Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment to own the vehicle or you can return it.
- Can I get finance on a used Ford Ranger with the price range shown?
- Yes, finance is available for used Ford Ranger models within the price range shown, starting from £12,799. As an example, the cheapest monthly finance option is £286.