Motoring Today

Jaguar E-Pace finance

PCP and Hire Purchase deals on a used Jaguar E-Pace through our approved UK dealers — from £253/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Jaguar E-Pace on finance?

Used Jaguar E-Pace finance starts from around £253 a month across the 6 in stock, with a typical monthly of about £303. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Jaguar E-Pace deal, including the APR, deposit and total amount payable.

From
£253/mo
Typical
£303/mo
Cash price from
£11,599
In stock
6

There are currently 7 Jaguar E-Pace models available on Motoring Today, with prices ranging from £9,495 to £24,999. You could be driving an E-Pace for a representative monthly payment starting from £208. This specific representative example assumes a deposit of £0 over 60 months with a 13% APR on a Hire Purchase (HP) agreement. Every Jaguar E-Pace listed on our platform includes a transparent FCA-style finance quote from the selling dealer. This allows for straightforward comparison of potential monthly costs, deposit requirements, and APRs across different listings. While a representative example is provided for guidance, finance is always subject to status and individual circumstances. Each dealer on Motoring Today presents their own distinct finance options, ensuring full clarity as you browse. The Jaguar E-Pace, known for its compact SUV practicality combined with Jaguar's signature styling and driving dynamics, is a popular choice for those seeking a premium feel in a versatile package. It typically offers a comfortable ride and a well-appointed interior, making it suitable for both city driving and longer journeys.

Jaguar E-Pace representative finance example

A genuine Hire Purchase quote for a 2020 Jaguar E-Pace currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£303
Term
60 months
Contract length
60 months
Cash price
£13,995.00
Cash deposit
£0.00
Total amount of credit
£13,995.00
Total amount payable
£18,194.00
Representative APR
11.4%
Total charge for credit
£4,189.00
Fixed rate of interest pa
5.99%
Option to purchase fee
£10.00

The legal bit

SWS Car Sales Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1006067).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Jaguar E-Pace finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the E-Pace, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the E-Pace outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Jaguar E-Pace

Check your eligibility for Jaguar E-Pace finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Jaguar E-Pace in stock now — from £11,599

Jaguar E-Pace
Fair price

Jaguar E-Pace

2019 R-dynamic S D Awd Auto

DieselAutomatic62,781 mi2019
ULEZ ✓£200/yr
Finance available on request
£11,599
cash

AB Dealers·4.6 (196)· Feltham

Jaguar E-Pace
Great price

Jaguar E-Pace

2020 R-dynamic Hse D Awd Auto

DieselAutomatic68,960 mi2020
£200/yr
£253/mo
£11,695
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Jaguar E-Pace
Fair price

Jaguar E-Pace

2018 R-dynamic Hse D Awd Auto

DieselAutomatic69,329 mi2018
£200/yr
£274/mo
£12,134
cash

AB Dealers·4.6 (196)· Feltham

Jaguar E-Pace
Great price

Jaguar E-Pace

2020 R-dynamic S Awd Auto

PetrolAutomatic47,425 mi2020
£200/yr
£303/mo
£13,995
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

Jaguar E-Pace
Good price

Jaguar E-Pace

2021 R-dynamic Se D Mhev Awd Auto

DieselAutomatic22,873 mi2021
£200/yrHome delivery
£460/mo
£20,999
cash

Anycolour Car·4.9 (148)· Barnsley

Jaguar E-Pace
Fair price

Jaguar E-Pace

2022 R-dynamic Hse D Mhev Awd A

DieselAutomatic24,306 mi2022
£200/yrHome delivery
£506/mo
£23,130
cash

Anycolour Car·4.9 (148)· Barnsley

Frequently asked questions

How much is a Jaguar E-Pace on finance per month?
Finance on a used Jaguar E-Pace starts from around £253 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Jaguar E-Pace deal with the full APR and totals.
Can I get a Jaguar E-Pace on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Jaguar E-Pace listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Jaguar E-Pace — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the E-Pace outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Jaguar E-Pace finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Jaguar E-Pace?
There's no fixed minimum — many Jaguar E-Pace agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Jaguar E-Pace per month on finance?
You could finance a used Jaguar E-Pace from £208 per month. This representative example assumes a 60-month Hire Purchase agreement with no deposit and a 13% APR. Finance is subject to status.
What deposit and APR do I need for a used Jaguar E-Pace?
Our representative finance example for the Jaguar E-Pace shows a 13% APR with no deposit required. Your personal APR will depend on your credit history and affordability assessment.
What's the difference between HP and PCP finance for a Jaguar E-Pace?
With Hire Purchase (HP), you own the Jaguar E-Pace outright once all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments by deferring a portion of the cost to an optional final payment, giving you options to return, buy, or part-exchange at the end.
Can I get finance on a used Jaguar E-Pace within the price range shown?
Yes, finance is available for used Jaguar E-Pace models within the price range of £9,495 to £23,999. Representative finance is quoted from £208 per month for a car priced at £9,495. All finance is subject to status.

More Jaguar E-Pace resources