Motoring Today

Toyota Yaris finance

PCP and Hire Purchase deals on a used Toyota Yaris through our approved UK dealers — from £100/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Toyota Yaris on finance?

Used Toyota Yaris finance starts from around £100 a month across the 3 in stock, with a typical monthly of about £310. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Toyota Yaris deal, including the APR, deposit and total amount payable.

From
£100/mo
Typical
£310/mo
Cash price from
£3,595
In stock
3

There are currently 3 Toyota Yaris models available on Motoring Today, with cash prices ranging from £8,090 to £14,295. Financing a used Toyota Yaris can be straightforward, with the cheapest representative monthly payment starting from just £214. This figure is based on a Hire Purchase (HP) agreement with a 13% APR, a £0 deposit, and a 60-month term. These representative finance assumptions are provided for transparency and to help you compare options. Finance is subject to status, and the exact terms and monthly payments will vary depending on your individual circumstances and the specific finance product offered by the dealer. While we provide a representative example, each used Toyota Yaris listed on our platform includes its own dealer's representative finance example directly on its listing page, allowing for clear comparisons. The Toyota Yaris is known for its reliability and efficiency, making it a popular choice for urban drivers and those seeking a dependable compact car. Whether you prefer the simplicity of Hire Purchase or the flexibility of a Personal Contract Purchase, you can explore detailed finance options for each of our 3 available models.

Toyota Yaris representative finance example

A genuine Hire Purchase quote for a 2019 Toyota Yaris currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£310
Term
60 months
Contract length
60 months
Cash price
£14,295.00
Cash deposit
£0.00
Total amount of credit
£14,295.00
Total amount payable
£18,584.00
Representative APR
11.4%
Total charge for credit
£4,279.00
Fixed rate of interest pa
5.99%
Option to purchase fee
£10.00

The legal bit

MAYBURY CAR SALES LTD is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 946364).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Toyota Yaris finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Yaris, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Yaris outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Toyota Yaris

Check your eligibility for Toyota Yaris finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Toyota Yaris in stock now — from £3,595

Toyota Yaris
Great price

Toyota Yaris

2012 Tr Vvt-i

PetrolManual80,599 mi2012
Band D · £170/yr
£100/mo
£3,595
cash

JTW Motors·5.0 (68)· Stone

Toyota Yaris
Above market

Toyota Yaris

2019 Excel Vvt-i Hev Cvt

Petrol Electric HybridAutomatic11,810 mi2019
£200/yr
£310/mo
£14,295
cash

Maybury Car Sales·4.7 (11)· Edinburgh

Toyota Yaris
Fair price

Toyota Yaris

2021 Dynamic Hev Cvt

Petrol Electric HybridAutomatic21,007 mi2021
£200/yr
£335/mo
£15,322
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

How much is a Toyota Yaris on finance per month?
Finance on a used Toyota Yaris starts from around £100 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Toyota Yaris deal with the full APR and totals.
Can I get a Toyota Yaris on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Toyota Yaris listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Toyota Yaris — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Yaris outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Toyota Yaris finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Toyota Yaris?
There's no fixed minimum — many Toyota Yaris agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Toyota Yaris per month on finance?
Based on a representative example, a used Toyota Yaris could cost from £214 per month. This figure is for a Hire Purchase (HP) agreement over 60 months with a 0% deposit and a 13% APR. Finance is subject to status.
What deposit and APR do I need for a Toyota Yaris?
The representative example shows a 0% deposit and a 13% APR for a Toyota Yaris. However, the personal APR and deposit required will depend on your individual credit history and affordability assessment.
What's the difference between HP and PCP for a Toyota Yaris?
With Hire Purchase (HP), you typically own the Toyota Yaris outright at the end of the agreement once all payments are made. Personal Contract Purchase (PCP) offers lower monthly payments as you don't automatically own the car, with options to buy it, return it, or exchange it at the end of the term.
Can I get finance on a used Toyota Yaris with the price range shown?
Yes, finance options are generally available for used Toyota Yaris models within the current price range of £8090 to £14295. Based on a representative example, monthly payments can start from £214.

More Toyota Yaris resources