Fair price
Volvo C40
2022 Core Recharge Ev
ElectricAutomatic79,000 mi2022
£200/yr
Finance available on request
£14,700
cash
Hanworth Autos Ltd·4.0 (28)· Feltham
Finance is available on Volvo C40 listings through our approved UK dealers. Open any car below to see that dealer’s current representative example, including the APR, monthly payment and total amount payable. Finance is subject to status and approval.
How Volvo C40 finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the C40, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the C40 outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Volvo C40
Check your eligibility for Volvo C40 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityVolvo C40 in stock now — from £14,700
Fair price
Volvo XC40
2022 Core Recharge Ev
ElectricAutomatic74,000 mi2022
£200/yr
Finance available on request
£15,700
cash
Hanworth Autos Ltd·4.0 (28)· Feltham
Good price
Volvo XC40
2020 Inscription T3 Auto
PetrolAutomatic61,563 mi2020
£200/yr
Finance available on request
£15,780
cash
Cobalt Motors·4.5 (153)· Gosforth
Fair price
Volvo XC40
2018 R-design Pro T4 Awd Auto
PetrolAutomatic79,404 mi2018
£200/yr
£371/mo
£16,795
cash
Albar Autos·4.1 (22)· Loughborough
Volvo XC40
2020 Momentum D3 Auto
DieselAutomatic79,450 mi2020
£200/yr
£380/mo
£16,999
cash
CG Motorland·4.5 (212)· Leicester
Fair price
Volvo XC40
2023 B3 Mhev Auto
PetrolAutomatic35,098 mi2023
£200/yr
£449/mo
£23,995
cash
Car-pod Ltd·4.9 (173)· North Baddesley
Frequently asked questions
- How much is a Volvo C40 on finance per month?
- The monthly cost of a Volvo C40 on finance depends on the car's price, your deposit, the length of the agreement and the APR you're offered. Open any Volvo C40 listing to see the dealer's representative example.
- Can I get a Volvo C40 on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Volvo C40 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Volvo C40 — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the C40 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Volvo C40 finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Volvo C40?
- There's no fixed minimum — many Volvo C40 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.