Motoring Today

Fiat 500 under £200 per month

6 used Fiat 500 listings from £95/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 3 Fiat 500 models available on Motoring Today for under £200 per month, updated on 18 August 2026. This monthly figure is based on a representative example with a typical 0 deposit, over 60 months, at 13% APR, using a Hire Purchase (HP) product. Finance is subject to status. For this budget, you can typically find Fiat 500s ranging from £145 per month. These models generally have cash prices between £6,495 and £7,995. The Fiat 500 is a popular compact city car, known for its distinctive retro styling and agile handling, making it a common choice for urban driving.

In stock
6

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Fiat 500X
Good price

Fiat 500X

2016 Popular Star Multijet

DieselManual81,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500X
Good price

Fiat 500X

2016 Cross Multiair

PetrolManual79,072 mi2016
ULEZ ✓Band E · £200/yr
£113/mo
£4,750
cash

JTW Motors·5.0 (68)· Stone

Fiat 500
Above market

Fiat 500

2018 Lounge

PetrolManual37,598 mi2018
£200/yr
£145/mo
£6,495
cash

Albar Autos·4.3 (20)· Mountsorrel

Fiat 500
Above market

Fiat 500

2019 Star

PetrolManual66,000 mi2019
£200/yr
£163/mo
£7,295
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500
Fair price

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
ULEZ ✓£200/yr
£163/mo
£7,295
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Fiat 500
Above market

Fiat 500

2021 Lounge Mhev

PetrolManual40,864 mi2021
£200/yr
£173/mo
£7,995
cash

Maybury Car Sales·4.7 (10)· Edinburgh

Frequently asked questions

What deposit is needed to get a Fiat 500 for under £200 a month?
A representative HP finance example for a Fiat 500 with a 13% APR over 60 months typically uses a £0 deposit. However, a larger deposit will generally lower your monthly payments for a Fiat 500 to under £200. Finance is subject to status.
Does my credit score affect the monthly payment for a Fiat 500?
Yes, it does. The quoted rates, such as the 13% APR for Fiat 500 finance, are representative examples. The actual personal APR offered and your monthly payment will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Fiat 500 on this budget?
HP (Hire Purchase) means you own the Fiat 500 outright at the end of the term after all payments are made, while PCP (Personal Contract Purchase) offers lower monthly payments but requires a final balloon payment or handing the car back. Motoring Today's PCP vs HP finance guide covers the differences in full to help you decide.