Fiat 500 under £200 per month

Frequently asked questions

What deposit is needed to get a Fiat 500 for under £200 a month?

A typical representative example from Motoring Today, based on Hire Purchase at 13% APR over 60 months, uses a deposit of £0. A larger deposit will usually lower your monthly payments, and all finance is subject to status.

Does my credit score affect the monthly payment?

Yes, it does. The finance rates quoted are representative; the personal Annual Percentage Rate (APR) you are offered depends on your credit history and the results of affordability checks by the lender.

Should I choose HP or PCP for a Fiat 500 within this budget?

With Hire Purchase (HP), you own the car outright once all payments are made, whereas Personal Contract Purchase (PCP) offers lower monthly payments by deferring a large final payment or allowing you to return the car. Motoring Today's PCP vs HP finance guide covers the differences in full.