Motoring Today

Fiat 500 under £250 per month

10 used Fiat 500 listings from £95/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 5 Fiat 500 models currently available for under £250 per month, updated on 15 September 2026. This finance offer is based on a representative example with a 0% deposit, over 60 months, at a 13% APR, on a Hire Purchase (HP) agreement. This popular city car is known for its compact size and distinctive retro styling. For this monthly budget, you can typically find a Fiat 500 with monthly payments starting from £129. The qualifying cars in this selection range in cash price from £5,795 to £8,989. These models often appeal to those seeking an economical and stylish urban vehicle, commonly praised for their agility and ease of parking. Remember, finance is subject to status.

In stock
10

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Fiat 500X
Fair price

Fiat 500X

2016 Popular Star Multijet

DieselManual82,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fiat 500
Great price

Fiat 500

2018 Lounge

PetrolManual67,477 mi2018
£200/yr
£129/mo
£5,495
cash

Albar Autos·4.3 (20)· Loughborough

Fiat 500X
Fair price

Fiat 500X

2017 Popular Star

PetrolManual59,895 mi2017
Band F · £225/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (181)· Southampton

Fiat 500

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
£200/yr
£156/mo
£6,995
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Fiat 500
Above market

Fiat 500

2020 Star Mhev

PetrolManual45,000 mi2020
£200/yr
£180/mo
£7,990
cash

Protheroes·4.4 (74)· Market Harborough

Fiat 500X
Fair price

Fiat 500X

2018 City Cross

PetrolManual54,442 mi2018
£200/yr
£181/mo
£7,795
cash

Durnford Motors·4.5 (181)· Southampton

Fiat 500
Above market

Fiat 500

2021 Sport Mhev

PetrolManual47,000 mi2021
£200/yr
£187/mo
£8,295
cash

Protheroes·4.4 (74)· Market Harborough

Fiat 500
Good price

Fiat 500

2022 Dolcevita Mhev

PetrolManual22,677 mi2022
£200/yr
£200/mo
£8,757
cash

Cobalt Motors·4.5 (153)· Gosforth

Fiat 500e
Good price

Fiat 500e

2022 Icon

ElectricAutomatic27,000 mi2022
£200/yr
£219/mo
£9,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fiat 500e
Fair price

Fiat 500e

2022 Icon

ElectricAutomatic15,561 mi2022
£200/yr
£228/mo
£11,799
cash

CG Motorland·4.5 (210)· Leicester

Frequently asked questions

What deposit is typically needed to get a Fiat 500 under £250 a month?
Our representative finance example for a Fiat 500 is based on a £0 deposit over 60 months at 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment offered?
Yes, the monthly payments and APR quoted are representative. The personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP?
With Hire Purchase (HP), you own the car outright after the final payment, whereas Personal Contract Purchase (PCP) involves lower monthly payments but typically a balloon payment to own the car. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.