Motoring Today

Fiat 500 under £250 per month

10 used Fiat 500 listings from £95/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 4 Fiat 500 models available under £250 per month, updated on 16 August 2026. This monthly figure is based on a representative example using 0% deposit over 60 months at 13% APR on a Hire Purchase (HP) agreement. Finance is subject to status. For a budget up to £250 per month, you can find Fiat 500s on Motoring Today from a cheapest monthly payment of £163. These qualifying models represent cash prices typically ranging from £7,295 to £9,190. The Fiat 500 is a popular compact city car, commonly chosen for its distinctive style and ease of manoeuvrability in urban environments. This budget bracket generally includes well-maintained, mid-spec examples, often with lower mileage.

In stock
10

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Fiat 500X
Good price

Fiat 500X

2016 Popular Star Multijet

DieselManual81,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500X
Good price

Fiat 500X

2016 Cross Multiair

PetrolManual79,072 mi2016
ULEZ ✓Band E · £200/yr
£113/mo
£4,750
cash

JTW Motors·5.0 (68)· Stone

Fiat 500
Above market

Fiat 500

2018 Lounge

PetrolManual37,598 mi2018
£200/yr
£145/mo
£6,495
cash

Albar Autos·4.3 (20)· Mountsorrel

Fiat 500
Fair price

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
ULEZ ✓£200/yr
£163/mo
£7,295
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Fiat 500
Above market

Fiat 500

2019 Star

PetrolManual66,000 mi2019
£200/yr
£163/mo
£7,295
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500
Above market

Fiat 500

2021 Lounge Mhev

PetrolManual40,864 mi2021
£200/yr
£173/mo
£7,995
cash

Maybury Car Sales·4.7 (10)· Edinburgh

Fiat 500
Above market

Fiat 500

2021 Sport Mhev

PetrolManual47,000 mi2021
£200/yr
£201/mo
£8,989
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500e
Good price

Fiat 500e

2021 Passion

ElectricAutomatic40,000 mi2021
£200/yr
£203/mo
£8,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500
Good price

Fiat 500

2019 Lounge Semi-auto

PetrolAutomatic41,952 mi2019
£200/yr
£205/mo
£9,190
cash

Ezy Access·4.5 (207)· Ruislip

Fiat 500e
Fair price

Fiat 500e

2022 Icon

ElectricAutomatic15,561 mi2022
£200/yr
£260/mo
£11,621
cash

CG Motorland·4.5 (202)· Leicester

Frequently asked questions

What deposit is needed to get a Fiat 500 under £250 a month?
The representative finance example for a Fiat 500 is 0% deposit over 60 months at 13.0% APR. A larger deposit than the 0% in this example could lower your monthly payments further. Finance is subject to status.
Does my credit score affect the monthly payment?
Yes, it does. The finance rates quoted are representative; the personal APR offered to you will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for this budget?
HP (Hire Purchase) means you own the car outright after the final payment, while PCP (Personal Contract Purchase) often offers lower monthly payments but requires a balloon payment to own the car at the end. Our Motoring Today finance guide details the differences between HP and PCP in full.