Motoring Today

Fiat 500 under £300 per month

10 used Fiat 500 listings from £95/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 5 Fiat 500s currently available for under £300 per month, with this selection last updated on 15 September 2026. Finance examples provided are based on a typical hire purchase (HP) product over 60 months, with a 0% deposit and a representative APR of 13%. All finance is subject to status. Monthly payments for these qualifying Fiat 500s start from £129, offering an accessible entry point into ownership. The cash price equivalent for the cars in this filtered selection ranges from £5,795 to £8,989. This budget commonly allows for well-maintained models, often featuring desirable trim levels and lower mileage, making the iconic Fiat 500 an attractive option for urban driving and first-time buyers on Motoring Today.

In stock
10

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Fiat 500X
Fair price

Fiat 500X

2016 Popular Star Multijet

DieselManual82,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fiat 500
Great price

Fiat 500

2018 Lounge

PetrolManual67,477 mi2018
£200/yr
£129/mo
£5,495
cash

Albar Autos·4.3 (20)· Loughborough

Fiat 500X
Fair price

Fiat 500X

2017 Popular Star

PetrolManual59,895 mi2017
Band F · £225/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (181)· Southampton

Fiat 500

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
£200/yr
£156/mo
£6,995
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Fiat 500
Above market

Fiat 500

2020 Star Mhev

PetrolManual45,000 mi2020
£200/yr
£180/mo
£7,990
cash

Protheroes·4.4 (74)· Market Harborough

Fiat 500X
Fair price

Fiat 500X

2018 City Cross

PetrolManual54,442 mi2018
£200/yr
£181/mo
£7,795
cash

Durnford Motors·4.5 (181)· Southampton

Fiat 500
Above market

Fiat 500

2021 Sport Mhev

PetrolManual47,000 mi2021
£200/yr
£187/mo
£8,295
cash

Protheroes·4.4 (74)· Market Harborough

Fiat 500
Good price

Fiat 500

2022 Dolcevita Mhev

PetrolManual22,677 mi2022
£200/yr
£200/mo
£8,757
cash

Cobalt Motors·4.5 (153)· Gosforth

Fiat 500e
Good price

Fiat 500e

2022 Icon

ElectricAutomatic27,000 mi2022
£200/yr
£219/mo
£9,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fiat 500e
Fair price

Fiat 500e

2022 Icon

ElectricAutomatic15,561 mi2022
£200/yr
£228/mo
£11,799
cash

CG Motorland·4.5 (210)· Leicester

Frequently asked questions

What deposit is needed to get a Fiat 500 under £300 a month?
Based on our representative finance example (13% APR, 60 months HP, £0 deposit), a deposit of £0 could be offered, however, a larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Fiat 500?
Yes, the representative rates quoted are for illustrative purposes only. The actual Annual Percentage Rate (APR) offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP?
With Hire Purchase (HP), you own the car after all payments are made, whereas Personal Contract Purchase (PCP) often has lower monthly payments but requires a balloon payment or return of the vehicle. Motoring Today's comprehensive PCP vs HP finance guide covers this in full.