Motoring Today

Fiat 500 under £300 per month

10 used Fiat 500 listings from £95/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 4 Fiat 500 models currently available for under £300 per month, with this page last updated on 16 August 2026. These examples typically range in cash price from £7,295 to £9,190. The cheapest monthly payment for a qualifying Fiat 500 on this page is £163. Finance examples shown on this page are representative and subject to status, based on a 0% deposit, a 60-month term, and a 13% APR, using a Hire Purchase (HP) agreement. This budget range for a used Fiat 500 commonly covers well-equipped city cars, often with good specifications and ULEZ compliance, making them popular for urban driving. All listings include full MOT history for transparency.

In stock
10

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Fiat 500X
Good price

Fiat 500X

2016 Popular Star Multijet

DieselManual81,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500X
Good price

Fiat 500X

2016 Cross Multiair

PetrolManual79,072 mi2016
ULEZ ✓Band E · £200/yr
£113/mo
£4,750
cash

JTW Motors·5.0 (68)· Stone

Fiat 500
Above market

Fiat 500

2018 Lounge

PetrolManual37,598 mi2018
£200/yr
£145/mo
£6,495
cash

Albar Autos·4.3 (20)· Mountsorrel

Fiat 500
Fair price

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
ULEZ ✓£200/yr
£163/mo
£7,295
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Fiat 500
Above market

Fiat 500

2019 Star

PetrolManual66,000 mi2019
£200/yr
£163/mo
£7,295
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500
Above market

Fiat 500

2021 Lounge Mhev

PetrolManual40,864 mi2021
£200/yr
£173/mo
£7,995
cash

Maybury Car Sales·4.7 (10)· Edinburgh

Fiat 500
Above market

Fiat 500

2021 Sport Mhev

PetrolManual47,000 mi2021
£200/yr
£201/mo
£8,989
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500e
Good price

Fiat 500e

2021 Passion

ElectricAutomatic40,000 mi2021
£200/yr
£203/mo
£8,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500
Good price

Fiat 500

2019 Lounge Semi-auto

PetrolAutomatic41,952 mi2019
£200/yr
£205/mo
£9,190
cash

Ezy Access·4.5 (207)· Ruislip

Fiat 500e
Fair price

Fiat 500e

2022 Icon

ElectricAutomatic15,561 mi2022
£200/yr
£260/mo
£11,621
cash

CG Motorland·4.5 (202)· Leicester

Frequently asked questions

What deposit is needed to get a Fiat 500 under £300 a month?
Based on a representative finance example of 13% APR over 60 months, a £0 deposit is typical. A larger deposit will usually lower your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a Fiat 500?
Yes, the quoted rates are representative. The personal APR offered for your Fiat 500 finance depends on your individual credit history and an affordability assessment.
Should I choose HP or PCP for a Fiat 500 on this budget?
HP finance means you own the car outright at the end of the term, while PCP typically has lower monthly payments but requires a final balloon payment to own the car. Motoring Today's PCP vs HP finance guide covers the differences in full.