Motoring Today

Fiat 500 under £500 per month

10 used Fiat 500 listings from £95/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 5 Fiat 500 models available today for under £500 per month, as of 15 September 2026. This selection is based on representative finance examples typically involving a £0 deposit over 60 months at 13% APR, using a Hire Purchase (HP) product. Finance is, of course, subject to status. With a starting monthly payment of £129, this budget range typically offers qualifying Fiat 500s with cash prices between £5,795 and £8,989. This particular Fiat 500 budget bucket generally features models from recent years, often equipped with the popular 1.2-litre petrol engine, known for its economical running costs and city-friendly performance, making it a popular choice for urban driving and first-time car buyers.

In stock
10

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Fiat 500X
Fair price

Fiat 500X

2016 Popular Star Multijet

DieselManual82,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fiat 500
Great price

Fiat 500

2018 Lounge

PetrolManual67,477 mi2018
£200/yr
£129/mo
£5,495
cash

Albar Autos·4.3 (20)· Loughborough

Fiat 500X
Fair price

Fiat 500X

2017 Popular Star

PetrolManual59,895 mi2017
Band F · £225/yr
£145/mo
£5,995
cash

Durnford Motors·4.5 (181)· Southampton

Fiat 500

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
£200/yr
£156/mo
£6,995
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Fiat 500
Above market

Fiat 500

2020 Star Mhev

PetrolManual45,000 mi2020
£200/yr
£180/mo
£7,990
cash

Protheroes·4.4 (74)· Market Harborough

Fiat 500X
Fair price

Fiat 500X

2018 City Cross

PetrolManual54,442 mi2018
£200/yr
£181/mo
£7,795
cash

Durnford Motors·4.5 (181)· Southampton

Fiat 500
Above market

Fiat 500

2021 Sport Mhev

PetrolManual47,000 mi2021
£200/yr
£187/mo
£8,295
cash

Protheroes·4.4 (74)· Market Harborough

Fiat 500
Good price

Fiat 500

2022 Dolcevita Mhev

PetrolManual22,677 mi2022
£200/yr
£200/mo
£8,757
cash

Cobalt Motors·4.5 (153)· Gosforth

Fiat 500e
Good price

Fiat 500e

2022 Icon

ElectricAutomatic27,000 mi2022
£200/yr
£219/mo
£9,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fiat 500e
Fair price

Fiat 500e

2022 Icon

ElectricAutomatic15,561 mi2022
£200/yr
£228/mo
£11,799
cash

CG Motorland·4.5 (210)· Leicester

Frequently asked questions

What deposit is needed to get a Fiat 500 for under £500 a month?
A representative finance example shows that with a £0 deposit over 60 months at 13% APR, a Fiat 500 could be financed. A larger deposit would typically lower the monthly payments further. All finance is subject to status.
Does my credit score affect the monthly payment for a Fiat 500?
Yes, it can. The finance rates quoted are representative, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP finance for a Fiat 500?
With Hire Purchase (HP), you typically own the Fiat 500 at the end of the agreement once all payments are made. Personal Contract Purchase (PCP) usually offers lower monthly payments but involves a balloon payment if you wish to own the car, or you can return it or part-exchange it. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.