Motoring Today

Fiat 500 under £500 per month

10 used Fiat 500 listings from £95/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

A Fiat 500 can be financed for as little as £163 per month, with four examples available under £500 per month as of 16 August 2026. These models are priced from £7,295 to £9,190 cash price equivalent. This popular city car is typically offered on Hire Purchase (HP) agreements, with representative finance often based on a £0 deposit over 60 months at 13% APR. Please note, finance is subject to status, and each car will show its dealer's representative example. For this budget, you can typically find well-maintained used Fiat 500s, renowned for their compact size, stylish design, and low running costs, making them ideal for urban environments. This budget segment commonly features models with a range of specifications, often including the economical 1.2-litre petrol engine, perfect for navigating city streets and complying with ULEZ regulations.

In stock
10

Live Fiat 500 listings

From / month
£95/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Fiat 500X
Good price

Fiat 500X

2016 Popular Star Multijet

DieselManual81,000 mi2016
Band B · £20/yr
£95/mo
£3,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500X
Good price

Fiat 500X

2016 Cross Multiair

PetrolManual79,072 mi2016
ULEZ ✓Band E · £200/yr
£113/mo
£4,750
cash

JTW Motors·5.0 (68)· Stone

Fiat 500
Above market

Fiat 500

2018 Lounge

PetrolManual37,598 mi2018
£200/yr
£145/mo
£6,495
cash

Albar Autos·4.3 (20)· Mountsorrel

Fiat 500
Fair price

Fiat 500

2019 Lounge

PetrolManual42,818 mi2019
ULEZ ✓£200/yr
£163/mo
£7,295
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Fiat 500
Above market

Fiat 500

2019 Star

PetrolManual66,000 mi2019
£200/yr
£163/mo
£7,295
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500
Above market

Fiat 500

2021 Lounge Mhev

PetrolManual40,864 mi2021
£200/yr
£173/mo
£7,995
cash

Maybury Car Sales·4.7 (10)· Edinburgh

Fiat 500
Above market

Fiat 500

2021 Sport Mhev

PetrolManual47,000 mi2021
£200/yr
£201/mo
£8,989
cash

Protheroes·4.4 (73)· Market Harborough

Fiat 500e
Good price

Fiat 500e

2021 Passion

ElectricAutomatic40,000 mi2021
£200/yr
£203/mo
£8,995
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Fiat 500
Good price

Fiat 500

2019 Lounge Semi-auto

PetrolAutomatic41,952 mi2019
£200/yr
£205/mo
£9,190
cash

Ezy Access·4.5 (207)· Ruislip

Fiat 500e
Fair price

Fiat 500e

2022 Icon

ElectricAutomatic15,561 mi2022
£200/yr
£260/mo
£11,621
cash

CG Motorland·4.5 (202)· Leicester

Frequently asked questions

What deposit is needed to get a Fiat 500 under £500 per month?
Based on our representative finance example, a Fiat 500 could be financed with a £0 deposit over 60 months at 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Fiat 500?
Yes, it does. The finance rates quoted are representative, and the personal Annual Percentage Rate (APR) offered to you will depend on your individual credit history and affordability checks.
Which is better for financing a Fiat 500 within this budget, HP or PCP?
Hire Purchase (HP) means you own the car outright after all payments, whereas Personal Contract Purchase (PCP) typically involves lower monthly payments but leaves a balloon payment if you wish to own it. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.