What deposit is needed to get a Ford Kuga for under £200 a month?

To get a Ford Kuga for under £200 a month, a typical deposit using our representative example for an HP agreement is £0 over 60 months at 13% APR. A larger deposit would likely reduce your monthly payments further. All finance is subject to status.

Does my credit score affect the monthly payment?

Yes, your credit score can affect the monthly payment. The representative rates we quote are illustrative; the specific APR offered to you will depend on your personal credit history and the outcome of affordability checks.

Which finance option, HP or PCP, is better for this budget?

With Hire Purchase (HP), you own the Ford Kuga outright once all payments are made, whereas Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment to own the car. Our Motoring Today PCP vs HP finance guide covers these options in full detail.

Ford Kuga under £200 per month

In stock

Live Ford Kuga listings

From / month

£132/mo

Cheapest representative quote

Monthly budget

£200

Under £200 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Ford Kuga

2013 Titanium 4x4 Tdci

DieselManual100,000 mi2013

Band G · £275/yr

£132/mo

£4,995

cash

Protheroes·4.4 (73)· Market Harborough

Great price

Ford Kuga

2018 St-line

PetrolManual82,900 mi2018

£200/yr

£169/mo

£7,280

cash

Cobalt Motors·4.5 (143)· West Allotment

Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017

£200/yr

£186/mo

£7,980

cash

Cobalt Motors·4.5 (143)· West Allotment

Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017

Band C · £35/yr

£196/mo

£8,698

cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Kuga for under £200 a month?: To get a Ford Kuga for under £200 a month, a typical deposit using our representative example for an HP agreement is £0 over 60 months at 13% APR. A larger deposit would likely reduce your monthly payments further. All finance is subject to status.
Does my credit score affect the monthly payment?: Yes, your credit score can affect the monthly payment. The representative rates we quote are illustrative; the specific APR offered to you will depend on your personal credit history and the outcome of affordability checks.
Which finance option, HP or PCP, is better for this budget?: With Hire Purchase (HP), you own the Ford Kuga outright once all payments are made, whereas Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment to own the car. Our Motoring Today PCP vs HP finance guide covers these options in full detail.