Motoring Today

Ford Kuga under £500 per month

8 used Ford Kuga listings from £132/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are nine Ford Kuga models available with monthly payments under £500, updated on 17 August 2026. This monthly figure is based on a representative finance example of 60 months Hire Purchase at 13% APR, with no deposit required. For those on a budget, qualifying Kugas start from as little as £132 per month. This budget typically secures a used Ford Kuga with a cash price ranging from £4,995 to £13,450, depending on age, specification, and mileage. Each car's full listing provides its own specific representative finance example, and all finance is subject to status. The Kuga is a popular choice in the compact SUV segment, known for its practicality and comfortable driving experience, offering a versatile option for families and individuals alike within this price bracket.

In stock
8

Live Ford Kuga listings

From / month
£132/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Ford Kuga

Ford Kuga

2013 Titanium 4x4 Tdci

DieselManual100,000 mi2013
Band G · £275/yr
£132/mo
£4,995
cash

Protheroes·4.4 (73)· Market Harborough

Ford Kuga
Great price

Ford Kuga

2018 St-line

PetrolManual82,900 mi2018
£200/yr
£169/mo
£7,280
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Kuga
Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017
£200/yr
£186/mo
£7,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Kuga
Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017
Band C · £35/yr
£196/mo
£8,698
cash

AB Dealers·4.6 (196)· Feltham

Ford Kuga
Good price

Ford Kuga

2018 St-line X Tdci 4x4 Auto

DieselAutomatic101,998 mi2018
£200/yr
£226/mo
£9,795
cash

NG9 Motors·4.5 (88)· Nottingham

Ford Kuga
Fair price

Ford Kuga

2019 St-line Tdci 4x4 Auto

DieselAutomatic95,384 mi2019
£200/yr
£242/mo
£10,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Ford Kuga
Fair price

Ford Kuga

2018 St-line 4x4 Auto

PetrolAutomatic60,274 mi2018
£200/yr
£247/mo
£10,931
cash

AB Dealers·4.6 (196)· Feltham

Ford Kuga
Fair price

Ford Kuga

2021 Titanium Phev Cvt

Petrol Electric HybridAutomatic50,000 mi2021
£200/yr
£291/mo
£13,450
cash

Vantage Autohouse·5.0 (17)· Newport

Frequently asked questions

What deposit is needed to get a Ford Kuga under £500 a month?
A representative finance example for a Ford Kuga under £500 a month on HP is based on a £0 deposit over 60 months at 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Ford Kuga?
Yes, credit score affects the monthly payment. The finance rates quoted are representative examples, and the personal APR offered depends on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP, for a Ford Kuga?
HP results in ownership after all payments, whereas PCP offers lower monthly payments by deferring a significant portion to an optional final payment. Motoring Today's PCP vs HP finance guide covers the differences in full.