What deposit is needed to get a Ford Kuga under £400 a month?

To finance a Ford Kuga on a representative example, a £0 deposit over 60 months at 13% APR (HP) would typically be offered. A larger deposit than £0 can lower your monthly payments, but finance is always subject to status.

Does my credit score affect the monthly payment for a Ford Kuga?

Yes, your credit score can affect the monthly payment. The quoted finance rates are representative examples; the personal APR offered to you will depend on your individual credit history and affordability checks.

Which is better for a Ford Kuga under £400 a month: HP or PCP?

HP (Hire Purchase) means you own the Ford Kuga at the end of the agreement once all payments are made, whereas PCP (Personal Contract Purchase) offers lower monthly payments by deferring a significant portion of the cost into an optional final payment. Our comprehensive PCP vs HP finance guide provides a full explanation of both options.

Ford Kuga under £400 per month

In stock

Live Ford Kuga listings

From / month

£132/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Ford Kuga

2013 Titanium 4x4 Tdci

DieselManual100,000 mi2013

Band G · £275/yr

£132/mo

£4,995

cash

Protheroes·4.4 (73)· Market Harborough

Good price

Ford Kuga

2016 Titanium X Tdci

DieselManual94,104 mi2016

Band D · £170/yr

£145/mo

£6,495

cash

Oaktree Motor Company·4.7 (193)· Cwmbran

Good price

Ford Kuga

2018 Titanium Tdci

DieselManual92,784 mi2018

£200/yr

£156/mo

£6,995

cash

RMB & Son Motors·4.5 (19)· Ross-On-Wye

Great price

Ford Kuga

2018 St-line

PetrolManual82,900 mi2018

£200/yr

£162/mo

£6,980

cash

Cobalt Motors·4.5 (149)· Gosforth

Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017

£200/yr

£183/mo

£7,870

cash

Cobalt Motors·4.5 (149)· Gosforth

Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017

Band C · £35/yr

£196/mo

£8,698

cash

AB Dealers·4.6 (196)· Feltham

Great price

Ford Kuga

2018 St-line Tdci 4x4

DieselManual79,426 mi2018

£200/yr

£210/mo

£9,295

cash

JTW Motors·5.0 (68)· Stone

Good price

Ford Kuga

2018 St-line X Tdci 4x4 Auto

DieselAutomatic101,998 mi2018

£200/yr

£226/mo

£9,795

cash

NG9 Motors·4.5 (88)· Nottingham

Fair price

Ford Kuga

2019 St-line Tdci 4x4 Auto

DieselAutomatic95,384 mi2019

£200/yr

£242/mo

£10,495

cash

Oaktree Motor Company·4.7 (193)· Cwmbran

Fair price

Ford Kuga

2018 St-line 4x4 Auto

PetrolAutomatic60,274 mi2018

£200/yr

£244/mo

£10,799

cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Kuga under £400 a month?: To finance a Ford Kuga on a representative example, a £0 deposit over 60 months at 13% APR (HP) would typically be offered. A larger deposit than £0 can lower your monthly payments, but finance is always subject to status.
Does my credit score affect the monthly payment for a Ford Kuga?: Yes, your credit score can affect the monthly payment. The quoted finance rates are representative examples; the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for a Ford Kuga under £400 a month: HP or PCP?: HP (Hire Purchase) means you own the Ford Kuga at the end of the agreement once all payments are made, whereas PCP (Personal Contract Purchase) offers lower monthly payments by deferring a significant portion of the cost into an optional final payment. Our comprehensive PCP vs HP finance guide provides a full explanation of both options.