Motoring Today

Ford Kuga under £250 per month

5 used Ford Kuga listings from £145/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are eight Ford Kuga models available for under £250 per month, as of 16 September 2026. This selection includes vehicles typically priced between £4,995 and £10,295 cash. Each finance example displayed assumes a representative 0% deposit over 60 months at 13% APR on a Hire Purchase (HP) agreement, though individual dealer terms may vary. Finance is always subject to status. At this budget, you'll find a wide range of Kuga specifications, with the cheapest monthly payment starting from £132. The Ford Kuga is well-regarded for its practical SUV styling, comfortable ride, and typically good value on the used market. Many qualifying models will be ULEZ compliant and all listings on Motoring Today provide full MOT history for transparency.

In stock
5

Live Ford Kuga listings

From / month
£145/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

Ford Kuga

Ford Kuga

2016 Titanium X Tdci

DieselManual94,104 mi2016
Band D · £170/yr
£145/mo
£6,295
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Ford Kuga
Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017
£200/yr
£183/mo
£7,870
cash

Cobalt Motors·4.5 (153)· Gosforth

Ford Kuga
Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017
Band C · £35/yr
£185/mo
£8,200
cash

AB Dealers·4.6 (235)· Feltham

Ford Kuga
Fair price

Ford Kuga

2019 St-line Tdci

DieselManual76,350 mi2019
£200/yr
£225/mo
£9,775
cash

Cobalt Motors·4.5 (153)· Gosforth

Ford Kuga
Fair price

Ford Kuga

2018 St-line 4x4 Auto

PetrolAutomatic60,279 mi2018
£200/yr
£244/mo
£10,659
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Kuga for under £250 per month?
The representative finance example for a Ford Kuga uses a £0 deposit, 60-month term, and 13% APR. A larger deposit will typically lower your monthly payments further. All finance is subject to status.
Does my credit score affect the monthly payment for a Ford Kuga?
Yes, quoted rates are representative. The personal APR offered to you, and therefore your monthly payment, will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP for a Ford Kuga?
Hire Purchase (HP) means you own the car outright at the end of the term, while Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a balloon payment or returning the car. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full detail.