Motoring Today

Ford Kuga under £250 per month

7 used Ford Kuga listings from £132/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 8 Ford Kuga models currently available for under £250 per month, as updated on 17 August 2026. For a typical example, this finance is based on a 60-month Hire Purchase (HP) agreement with no deposit required and a 13% Annual Percentage Rate (APR). Each specific car listing will display its own representative finance example, and all finance is subject to status. This budget allows you to find Ford Kuga models starting from £132 per month. The qualifying cars in this category typically represent a cash price equivalent ranging from £4,995 to £10,931. The Kuga is a popular family SUV, known for its practical interior and comfortable ride, offering a compelling blend of space and driving dynamics within this price bracket.

In stock
7

Live Ford Kuga listings

From / month
£132/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

Ford Kuga

Ford Kuga

2013 Titanium 4x4 Tdci

DieselManual100,000 mi2013
Band G · £275/yr
£132/mo
£4,995
cash

Protheroes·4.4 (73)· Market Harborough

Ford Kuga
Great price

Ford Kuga

2018 St-line

PetrolManual82,900 mi2018
£200/yr
£169/mo
£7,280
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Kuga
Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017
£200/yr
£186/mo
£7,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Kuga
Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017
Band C · £35/yr
£196/mo
£8,698
cash

AB Dealers·4.6 (196)· Feltham

Ford Kuga
Good price

Ford Kuga

2018 St-line X Tdci 4x4 Auto

DieselAutomatic101,998 mi2018
£200/yr
£226/mo
£9,795
cash

NG9 Motors·4.5 (88)· Nottingham

Ford Kuga
Fair price

Ford Kuga

2019 St-line Tdci 4x4 Auto

DieselAutomatic95,384 mi2019
£200/yr
£242/mo
£10,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Ford Kuga
Fair price

Ford Kuga

2018 St-line 4x4 Auto

PetrolAutomatic60,274 mi2018
£200/yr
£247/mo
£10,931
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a Ford Kuga for under £250 a month?
Based on a representative example with a 0% deposit over 60 months at 13% APR, it is possible to achieve monthly payments under £250. A larger deposit would further reduce your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Ford Kuga?
Yes, quoted rates are representative; the personal APR offered depends on your individual credit history and affordability checks. A strong credit score typically leads to more favourable finance rates.
Should I choose HP or PCP for a Ford Kuga under this budget?
Hire Purchase (HP) means you own the car outright after all payments, while Personal Contract Purchase (PCP) typically offers lower monthly payments by deferring a large final balloon payment. Our PCP vs HP finance guide covers the differences in full.