Motoring Today

Ford Kuga under £300 per month

6 used Ford Kuga listings from £145/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 9 Ford Kuga models available for under £300 per month, updated on 15 September 2026. This monthly budget typically secures Kuga models from £132 per month, with qualifying cash prices ranging between £4,995 and £10,799. The representative finance example for this page assumes a 0% deposit, a 60-month term, and a 13% APR, usually presented as a Hire Purchase (HP) agreement. Finance is subject to status. The Ford Kuga is a popular choice in the compact SUV segment, known for its practical design, comfortable ride, and engaging driving dynamics. This budget often allows for earlier generation Kugas, typically diesel or petrol variants, which remain a strong contender for buyers seeking a versatile family vehicle with an elevated driving position and ample boot space. As a used car, the Kuga often represents good value, offering a solid blend of features and practicality.

In stock
6

Live Ford Kuga listings

From / month
£145/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Ford Kuga

Ford Kuga

2016 Titanium X Tdci

DieselManual94,104 mi2016
Band D · £170/yr
£145/mo
£6,295
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Ford Kuga
Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017
£200/yr
£183/mo
£7,870
cash

Cobalt Motors·4.5 (153)· Gosforth

Ford Kuga
Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017
Band C · £35/yr
£185/mo
£8,200
cash

AB Dealers·4.6 (235)· Feltham

Ford Kuga
Fair price

Ford Kuga

2019 St-line Tdci

DieselManual76,350 mi2019
£200/yr
£225/mo
£9,775
cash

Cobalt Motors·4.5 (153)· Gosforth

Ford Kuga
Fair price

Ford Kuga

2018 St-line 4x4 Auto

PetrolAutomatic60,279 mi2018
£200/yr
£244/mo
£10,659
cash

AB Dealers·4.6 (235)· Feltham

Ford Kuga
Good price

Ford Kuga

2019 St-line Tdci

DieselManual34,364 mi2019
£200/yr
£294/mo
£12,780
cash

Cobalt Motors·4.5 (153)· Gosforth

Frequently asked questions

What deposit is needed to get a Ford Kuga for under £300 per month?
Our representative finance example for a Ford Kuga uses 0% deposit, 13% APR, and a 60-month term on a Hire Purchase agreement. A larger deposit will typically reduce your monthly payments, helping you achieve a monthly cost under £300. All finance is subject to status.
Does my credit score affect the monthly payment for a Ford Kuga?
Yes, your credit score can affect the monthly payment. The advertised rates are representative examples; the personal APR offered to you will depend on your individual credit history and an affordability assessment.
Which is better for this budget, HP or PCP finance?
Hire Purchase means you own the Ford Kuga outright after all payments are made, whereas Personal Contract Purchase typically involves lower monthly payments but requires a final balloon payment or return of the vehicle. Motoring Today's comprehensive PCP vs HP finance guide explains the options in full.