Motoring Today

Suzuki Swift cost of ownership

Real numbers from 4 Suzuki Swift cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a Suzuki Swift?

The typical Suzuki Swift on Motoring Today costs around £159/mo on representative PCP/HP finance, emits ~108 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£6,980
Median £/mo
£159
Median CO₂
108 g/km

With 3 used Suzuki Swift models currently available on Motoring Today, ranging from 2018 to 2021, understanding the true running costs is key to making an informed purchase. While the cheapest cash price for a Swift starts from £6399, or a representative £147 per month (finance subject to status), the initial purchase price is only one part of the financial picture. This page helps you delve into the expenses you'll face over the lifetime of your ownership. Running a used Suzuki Swift involves several recurring costs that accumulate over time. These primarily include fuel or energy, which will be a significant ongoing expense depending on your mileage and driving style. Insurance premiums also form a substantial part of the budget, varying based on factors such as your age, location, driving history, and the specific Swift model chosen. Road tax, or Vehicle Excise Duty (VED), is another mandatory annual cost that varies by the car's age and emissions. Furthermore, regular servicing and maintenance are essential to keep your Swift reliable and safe, and these costs will need to be factored in. Lastly, depreciation, the loss in value of your car over time, is an often-overlooked expense that represents the true cost of ownership. Our detailed calculators on this page will help you estimate these real-world running costs for the Suzuki Swift, allowing you to budget effectively.

Suzuki Swift insurance group

9–35 of 50

Median price
£6,980
From £6,399
Median monthly finance
£159/mo
Representative PCP/HP
Median CO₂
108 g/km
Drives ULEZ + VED
Est. depreciation
—
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,110 / year
Cost per mile
13.9p / mile

Typical Suzuki Swift running cost for a private driver at 8,000 miles/year. Based on 60 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the Suzuki Swift (Petrol, Petrol/Electric Hybrid, Diesel), across 86 recorded variants.

Performance
52–138 bhp
Power
7.8s
0–60 mph (fastest)
130 mph
Top speed
993–1,586 cc
Engine
Economy & running costs
38–72 mpg
Fuel economy
94–176 g/km
CO₂
£190
Road tax (VED)
9–35 of 50
Insurance group
Dimensions & practicality
3,845 mm
Length
1,695 mm
Width
1,500 mm
Height
2,430 mm
Wheelbase
1,020 kg
Weight
5
Seats
5
Doors
Euro NCAP safety
4★
Adult
3★
Child
3★
Pedestrian

The Suzuki Swift Sport (06-11) was tested by Euro NCAP in and received the following safety ratings:

Manual · Automatic 5 seats New from £6,495
TrimFuelPowerMPGCO₂Ins.
1.2 Mild Hybrid Motion 5drManualPetrol80 bhp64.2 mpg9921
1.2 Mild Hybrid Motion 5dr CVTAutomaticPetrol80 bhp60.1 mpg10622
1.2 Mild Hybrid Ultra ALLGRIP 5drManualPetrol80 bhp57.6 mpg11020
1.4 Boosterjet 48V Hybrid Sport 5dManualPetrol127 bhp50.4 mpg12528
1.2 Dualjet Hybrid Attitude 5dManualPetrol/Electric Hybrid88 bhp52.7 mpg12124
1.2 Dualjet SHVS SZ-L 5dManualPetrol/Electric Hybrid81 bhp59.7 mpg10620
1.2 Dualjet SHVS SZ-T Auto 5dAutomaticPetrol/Electric Hybrid81 bhp55.3 mpg11520
1.2 Dualjet SHVS SZ5 ALLGRIP 5dManualPetrol/Electric Hybrid81 bhp52.3 mpg12120
1.2 Dualjet Attitude 5dManualPetrol88 bhp51.4 mpg10825
1.2 Dualjet Hybrid SZ-T 5dManualPetrol/Electric Hybrid88 bhp56.4 mpg11324
1.2 Dualjet Hybrid SZ3 5dManualPetrol/Electric Hybrid88 bhp56.4 mpg9424
Sport 1.4 Boosterjet 5dManualPetrol138 bhp47 mpg12535

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£200100%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

HYB PETROL · 50%Petrol · 50%

Frequently asked questions

How much does it cost to run a Suzuki Swift?
Running costs for a Suzuki Swift typically include fuel, insurance, road tax, servicing, and depreciation. While these vary by individual circumstances, you can buy a used Suzuki Swift from £6399 cash, or from £147 monthly, subject to status, for a representative finance example.
Is a used Suzuki Swift expensive to maintain?
The cost of maintaining any used car, including a Suzuki Swift, depends significantly on its age and mileage. Typically, older cars with higher mileage may require more frequent or significant maintenance; however, the Suzuki Swift has a good reputation for reliability according to various owner surveys.
How many used Suzuki Swift cars are currently for sale?
There are currently 3 used Suzuki Swift cars available for sale. These models span manufacturing years from 2018 to 2021, offering a range of options for potential buyers.
Can I finance a used Suzuki Swift?
Yes, financing options are typically available for used Suzuki Swift models. For example, a representative finance example starts from £147 monthly, but all finance offers are subject to status. You can find detailed finance calculators on our page to explore options further.

More Suzuki Swift resources