Motoring Today

Suzuki Swift under £400 per month

3 used Suzuki Swift listings from £147/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

This page currently features 3 Suzuki Swift models available for under £400 per month, as of 20 August 2026. This monthly budget typically secures a used Swift, with the cheapest available example starting from £147 per month. The qualifying vehicles on this page have cash prices ranging from £6,399 to £8,450. The representative finance examples provided are based on a 60-month Hire Purchase (HP) agreement with a 13% APR, and no deposit required. It's worth noting that finance is always subject to status, and the terms presented are for illustrative purposes. The Suzuki Swift is a popular supermini, commonly chosen for its reliability, low running costs, and agile handling, making it a strong contender in this budget segment.

In stock
3

Live Suzuki Swift listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Suzuki Swift
Fair price

Suzuki Swift

2018 Sz-t Boosterjet

PetrolManual75,271 mi2018
£200/yr
£147/mo
£6,399
cash

CG Motorland·4.5 (202)· Leicester

Suzuki Swift
Good price

Suzuki Swift

2019 Sz5 Boosterjet Shvs

PetrolManual75,065 mi2019
£200/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Suzuki Swift
Above market

Suzuki Swift

2021 Sz-l Dualjet Mhev

Hyb PetrolManual62,000 mi2021
ULEZ ✓£200/yr
£190/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is needed to get a Suzuki Swift under £400 per month?
To finance a Suzuki Swift at £147 per month, based on a representative example with 13% APR over 60 months HP, no initial deposit was required. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Suzuki Swift?
Yes, the quoted representative APR of 13% is an example. The actual interest rate and monthly payment offered for a Suzuki Swift will depend on your personal credit history and the outcome of affordability checks.
Should I choose HP or PCP for a Suzuki Swift on this budget?
HP involves repaying the full value of the car over time, leading to ownership once all payments are made, whereas PCP typically offers lower monthly payments by deferring a significant portion of the cost to an optional final payment. Our comprehensive PCP vs HP finance guide covers these options in full detail.