Motoring Today

Suzuki Swift under £500 per month

3 used Suzuki Swift listings from £147/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

This page features 3 Suzuki Swift models available for under £500 per month, with prices last updated on 20 August 2026. This monthly budget could secure you a Swift from £147 per month, with qualifying cars ranging from a cash price of £6,399 to £8,450. For transparency, the representative finance example used for these listings is based on a Hire Purchase (HP) agreement over 60 months with a 0% deposit and an APR of 13%. This setup typically illustrates what you might expect to pay, though actual finance terms are subject to your individual status and the dealer's specific offerings. The Suzuki Swift is renowned for its agile handling and fuel efficiency, making it a popular choice for urban driving and those seeking a reliable supermini.

In stock
3

Live Suzuki Swift listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Suzuki Swift
Fair price

Suzuki Swift

2018 Sz-t Boosterjet

PetrolManual75,271 mi2018
£200/yr
£147/mo
£6,399
cash

CG Motorland·4.5 (202)· Leicester

Suzuki Swift
Good price

Suzuki Swift

2019 Sz5 Boosterjet Shvs

PetrolManual75,065 mi2019
£200/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Suzuki Swift
Above market

Suzuki Swift

2021 Sz-l Dualjet Mhev

Hyb PetrolManual62,000 mi2021
ULEZ ✓£200/yr
£190/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is typically needed to get a Suzuki Swift finance deal for under £500 a month?
A representative example uses a £0 deposit over 60 months with a 13% APR. A larger initial deposit will reduce your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a Suzuki Swift?
Yes, quoted rates are representative examples. The actual APR and monthly payment offered to you will depend on your personal credit history and affordability checks.
Which finance option, HP or PCP, is better for a Suzuki Swift on this budget?
With HP, you own the car outright after the final payment, whereas PCP offers lower monthly payments by deferring a large balloon payment. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full detail.