Motoring Today

Suzuki Swift under £20,000

3 used Suzuki Swift for sale from £6,399 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

Three Suzuki Swift models are currently available under £20,000, with our data updated on 20 August 2026. The most affordable cash price for a Swift on Motoring Today begins at £6,399. For those considering finance, a representative example for this car is available from £147 per month on a Hire Purchase agreement over 60 months, though finance is always subject to status. This budget allows you to explore Suzuki Swift models manufactured between 2018 and 2021. This generation of Swift typically offers a compact and agile driving experience, often praised for its economical engines and practical design, making it a popular choice for city driving and beyond.

Available now
3
under £20,000
Cheapest
£6,399
In budget
Suzuki Swift
Fair price

Suzuki Swift

2018 Sz-t Boosterjet

PetrolManual75,271 mi2018
£200/yr
£147/mo
£6,399
cash

CG Motorland·4.5 (202)· Leicester

Suzuki Swift
Good price

Suzuki Swift

2019 Sz5 Boosterjet Shvs

PetrolManual75,065 mi2019
£200/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Suzuki Swift
Above market

Suzuki Swift

2021 Sz-l Dualjet Mhev

Hyb PetrolManual62,000 mi2021
ULEZ ✓£200/yr
£190/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What Suzuki Swift models can I find for under £20,000?
Motoring Today currently has 3 Suzuki Swifts listed under £20,000, with prices starting from £6,399. These models typically range from 2018 to 2021 model years, offering a good selection of recent vehicles.
Is finance available for Suzuki Swifts listed at cash prices?
Yes, finance is generally available even if a car is advertised at a cash price, though it is always subject to status. For example, a Suzuki Swift could be available from approximately £147 per month on a representative HP finance agreement.
What are the key checks I should make when buying a used Suzuki Swift at this price point?
Always review the full MOT history and any advisories, which Motoring Today shows on every listing. Ensure there's a comprehensive service history, and consider if the mileage is reasonable for the car's age, as this can impact future running costs and reliability.