Motoring Today

Suzuki Swift under £200 per month

3 used Suzuki Swift listings from £147/mo under £200 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 3 Suzuki Swift models available for under £200 per month, as of 20 August 2026. This representative finance example assumes a 60-month Hire Purchase agreement with no deposit and an Annual Percentage Rate (APR) of 13%. Finance is subject to status. This monthly budget typically secures a used Suzuki Swift with monthly payments starting from £147. These qualifying cars are cash-priced between £6,399 and £8,450. The Swift is widely known for its economical running costs and agile handling, making it a popular choice for urban driving and first-time buyers.

In stock
3

Live Suzuki Swift listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£200

Under £200 a month

Suzuki Swift
Fair price

Suzuki Swift

2018 Sz-t Boosterjet

PetrolManual75,271 mi2018
£200/yr
£147/mo
£6,399
cash

CG Motorland·4.5 (202)· Leicester

Suzuki Swift
Good price

Suzuki Swift

2019 Sz5 Boosterjet Shvs

PetrolManual75,065 mi2019
£200/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Suzuki Swift
Above market

Suzuki Swift

2021 Sz-l Dualjet Mhev

Hyb PetrolManual62,000 mi2021
ULEZ ✓£200/yr
£190/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is needed to get a Suzuki Swift under £200 a month?
To finance a Suzuki Swift under £200 a month, a representative example might involve a £0 deposit over 60 months at 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Suzuki Swift?
Yes, your credit score can affect your monthly payment. Quoted finance rates, such as the representative 13% APR, are examples; the personal APR offered depends on your credit history and affordability checks.
Should I choose HP or PCP for a Suzuki Swift on this budget?
With HP, you own the car outright once all payments are made, while PCP offers lower monthly payments by deferring a final balloon payment. Motoring Today's PCP vs HP finance guide covers the details in full.