Motoring Today

Suzuki Swift under £300 per month

3 used Suzuki Swift listings from £147/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

A Suzuki Swift is available from just £147 per month, and we currently have 3 qualifying models available under the £300 monthly payment cap, updated on 20 August 2026. This monthly budget typically brings you a Suzuki Swift with a cash price ranging from £6,399 to £8,450. For the models on this page, the representative finance example assumes a 0% deposit, a term of 60 months, and an APR of 13%, based on a Hire Purchase (HP) agreement. Finance is subject to status and terms will vary by lender and individual circumstances. The Swift is a popular choice for those seeking a reliable and economical supermini, known for its agile handling and practical size, often making it an ideal first car or a compact city runner.

In stock
3

Live Suzuki Swift listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

Suzuki Swift
Fair price

Suzuki Swift

2018 Sz-t Boosterjet

PetrolManual75,271 mi2018
£200/yr
£147/mo
£6,399
cash

CG Motorland·4.5 (202)· Leicester

Suzuki Swift
Good price

Suzuki Swift

2019 Sz5 Boosterjet Shvs

PetrolManual75,065 mi2019
£200/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Suzuki Swift
Above market

Suzuki Swift

2021 Sz-l Dualjet Mhev

Hyb PetrolManual62,000 mi2021
ULEZ ✓£200/yr
£190/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is needed for a Suzuki Swift under £300 a month?
Based on a representative finance example of 13% APR over 60 months, a £0 deposit is typically sufficient to achieve a monthly payment under £300 for a Suzuki Swift. A larger deposit will usually lower your monthly payments further. All finance is subject to status.
Does my credit score affect the monthly payment for a Suzuki Swift?
Yes, your credit score can affect the monthly payment. The quoted finance rates are representative examples; the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget: HP or PCP for a Suzuki Swift?
HP means you own the car outright after the final payment, while PCP involves a large optional final payment to own the car, or you can return it or part-exchange. Motoring Today's PCP vs HP finance guide covers these options in full detail.