Motoring Today

Suzuki Swift under £250 per month

3 used Suzuki Swift listings from £147/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 3 Suzuki Swift models currently available for under £250 per month, as of 20 August 2026. This representative finance example assumes a 60-month Hire Purchase agreement with no deposit and an APR of 13%. This budget typically offers a wide selection of used Suzuki Swift models, with the cheapest available from £147 per month. Qualifying cars in this price bracket range from £6,399 to £8,450 cash price equivalent. The Suzuki Swift is a popular compact hatchback, well-regarded for its agile handling and economical running costs, making it a common choice for those seeking an affordable and reliable small car. Finance is subject to status.

In stock
3

Live Suzuki Swift listings

From / month
£147/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Suzuki Swift
Fair price

Suzuki Swift

2018 Sz-t Boosterjet

PetrolManual75,271 mi2018
£200/yr
£147/mo
£6,399
cash

CG Motorland·4.5 (202)· Leicester

Suzuki Swift
Good price

Suzuki Swift

2019 Sz5 Boosterjet Shvs

PetrolManual75,065 mi2019
£200/yr
£159/mo
£6,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Suzuki Swift
Above market

Suzuki Swift

2021 Sz-l Dualjet Mhev

Hyb PetrolManual62,000 mi2021
ULEZ ✓£200/yr
£190/mo
£8,495
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What deposit is needed to get a Suzuki Swift under £250 a month?
Our representative finance example for a Suzuki Swift at £147 a month uses a £0 deposit over 60 months with a 13% APR. A larger deposit will typically lower your monthly payments, and all finance is subject to status.
Does my credit score affect the monthly payment for a Suzuki Swift?
Yes, your credit score can affect the monthly payment. Quoted finance rates are representative, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Which is better for this budget, HP or PCP finance?
With HP, you own the car after the final payment, whereas PCP includes an optional final 'balloon' payment to take ownership or return the car. Motoring Today's PCP vs HP finance guide provides a full comparison of these options.